Middle-aged unemployed ___ full-time job as a rice bug's monthly report 2022.09

To be honest, this series is not updated every month, but I will check it every month and the beginning of the month. At first, I thought that passive income or taking a case can make a big difference in the number of my assets. The result is that my alien sister Stud has all her savings in the trading market, and she has a lot of money in a sudden ups and downs (players who are earning in units of 10w!)

It may seem useless to log this data every month, but it can be compared.

Because of the continuous recording of "passive income" (can you say that hahaha 😅), there is no account for expenses. The advantage of recording expenses is that you can calculate your average annual expenses. I think it is quite useful for planning when you want to retire early or die (like me now??). I think "wealth freedom" is very useful for everyone. Personal definitions and meanings are different. It does not mean that you must save a certain amount of money to be considered financial freedom. In fact, you should slow down your mind, examine what you really need and what you need, and then follow up with what you want. To achieve a balance , so the average monthly passive income is the key point.

I've always believed but couldn't: "If your heart is free, your finances will be free." I'm slowly practicing.

So the following is my report on rice worms. I did a comparison between the period of time when I returned to Taiwan last year and started working on rice worms until I had a stable part-time job, the difference between part-time jobs for one year, and the comparison between the months of April and September this year when I actually received rice worms.

• 2020.11-2021.04

It’s so far away, it’s 2020. I remember when I came back in early November (I started to care about asset allocation before I was going to return to Taiwan from Shanghai, because I really wanted to shrink in the corner of the room every day), then At that time, the monthly passive income mainly depended on interest, which was about 3,000 yuan. I maintained this amount for a while, and then I took a case of a project through a friend (the main income during this period), and I also did a queue to buy Internet celebrity food. part time. Starting to do online tutoring in 2021, it is quite tiring and requires a lot of time to prepare. Relatively speaking, the CP value is not high. Because of this, the monthly interest is about 6,000 yuan, but in fact, the real interest that can be used is about 1,000 yuan.

At that time, my depression was not very good, and I didn't eat much. I lived at home to support my parents, and I only needed to pay for the food expenses of 2 cats.

• 2021.04-2022.04

Received a case of a stable part-time job, so it's not actually a rice bug. I moved to a new city with my cat to go to work every day. It wasn't a good year. The heart, just because of the damn sense of responsibility and ideals, lasted for a year. In the second half of the part-time job, I drank Ansu to maintain my life (really not exaggerating), and then the case was not completed. During this time, I have not been connected to tutoring or other cases. But because the income is considered stable, so the interest has also increased. Expenses are fixed rent, utilities, food for cats, as well as the cost of seeing a doctor for intravenous drips and buying Ansu in the later period (personal food is the Ansu fee).

I found that my interest has not grown too much, and it will only increase by 1,000 yuan a year, from 6,500 to 7,500, which is a bit sad. I spend too much money on medical bills. Really, my health is the most important thing. I never thought that my life would be so ill that it was really life-and-death (my sternum, ribs, and pelvis were clearly visible, which was better than a starving ghost). a little better).

In short, this year has been really rotten, and I have not managed the asset allocation well. Sure enough, having a stable job in the comfort zone will make people lazy, but having a stable job is also the easiest way to accumulate assets.

• 2022.04-2022.09

During this period, I was really full of worms. Every day I was lying at home blowing the air conditioner and playing with my mobile phone. A lot of things happened during this period, and the dark side of human nature has been clinging to my guilt, and I basically don't go out. Recently, I started to learn from my alien sister and entered the stock market (at this time, the aliens have already started killing the futures option), I am relatively experimental and want to know whether the return rate of deposit and annual dividends is relatively high. Let me live the rest of my life.

Then I do odd jobs with my friends, that is, if there is a shortage of people, I will temporarily work as a laborer and pay daily wages. There is no labor health insurance, hahahaha, I only applied to join the guild last month. Because I love lemon towers, I spend more than 200 yuan on food every day in the whole family. The food in the whole family is really delicious. Most of the time is watching korean dramas and rehabilitating (puffing up). At first I was not used to it (including being anxious now, so I must keep myself very busy), I would get up at 5-6 o'clock to do things and live in my bubble daydream. The medicine for depression has increased my appetite, so now I eat a lot and gain a lot of weight all of a sudden, but it's all fat. Recently, I want to go for medical and cosmetic surgery. I really hate myself ah ah ah ah.

Duan Sheli is really implemented during this period. I lost some unnecessary physical memories, and then sold the newer clothes that I could never wear again on PO.com, and some comics, which were not without minor repairs, about 2,000 yuan. Basically, most of the clothes are still in the closet😥 Let’s follow the fate~ After that, I will organize some items for sale. I may go to the market at the end of the month, and I will take a look. I am really tired when I go out, and I don’t want to interact with anyone. , I'm still a little bit serious about the occasions and fears of many people.

Maybe I will think more seriously about financial issues, or I really want to buy a middle-aged suite to hide (but I have no money), increase the interest rate, and finally the monthly interest rate is almost 1w (most likely I am wrong, hahahaha), The available amount is about 4,000 a month, I must have miscalculated @@.

This is my financial situation for more than a year. During this period, I also participated in a brainwashing by a fraudulent group, but in the end I earned 4,500 yuan at zero cost. I will write another story to share this story. Unfortunately, I only earned 4,500 yuan. I am very sad. . Share this story with you.

Life may be a process of losing, we have to learn to face loss. But you can get yourself.