想著退休的新鮮人
想著退休的新鮮人

從零開始學理財 什麼都不懂的我們,初出社會,被現實的世界牽著鼻子走,埋頭工作只求溫飽,但我們渴望掌握人生,追尋夢想,於是,讓自己從工作退休是我們的第一目標

DAY 6-Why do I want to retire as soon as I leave the society


I'm a freshman thinking about retirement, Xiao Zinc.

I believe that when many people first saw my title, they would always wonder why I wanted to retire as soon as I came out of the society, not to mention that I am just a newcomer, and I have only just tasted the difficult process of social experience. Why are you eager to imagine retirement? The career is not going well, or there is a dream that you want to achieve.


DAY 6 - Facing Retirement

Counting down the days of my exploration of investment and financial management, it has been nearly a month. From dazed to determined to learn, I have grown slowly. Although I only know how to plan the finances in my hand, investment is still at the stage of reading a lot. At least I work hard. move towards a goal, and that goal is to retire early.

"Why is a newcomer in society thinking of retirement as soon as he starts working?"

My father jokes like that.

I still remember when I said it, and even I thought it was incredible, how could I have such a strange idea, after all, I don’t even have a means of transportation at the moment, the expensive house, and the huge pension are very difficult for me. It's simply a fantasy, so what is there to talk about early retirement.

To be honest, when I was in college, I had no concept of money. My parents provided me with living expenses, and I naturally spent it. I thought that money was just a token that was exchanged for time. I tried to graduate just like this, and it wasn’t until after I left the society, when I was tired and commuting to get off work, that I gradually realized the nature of money, and I even went back and reflected on my previous thoughts.

Money, to put it bluntly, is the unit of measurement in modern society in exchange for everything . We have become obliged to evaluate the price above, how much salary, how high the house price, the cost of a meal, and the cost of transportation even when we go out. Simply staying home and sleeping all day is the best deal. Could it be that life is all about going to work and work, and money and money, earning a meager salary during the day, worrying about living expenses at night, and tying myself to work for the rest of my life, this is not the life I want, I would rather be early Retire and try to free yourself from the days of being dominated by money and away from the hell of having to commute to work .

So, I started this learning journey and became a freshman thinking about retirement.


DAY 6 - Mention Retirement

However, when people of the same age and I mentioned that I was going to retire early, most of them always had an unbelievable expression, thinking that it is more realistic to make money and save money down-to-earth, and don’t just use investment and financial management to achieve financial freedom. It is a face of approval, teaching me how they buy low and sell high in the stock market to make high profits.

I want both and I don't want either. I look forward to being down-to-earth in my work, and at the same time dream of financial freedom ; I want to make a steady profit in the market, but I don't want to take excessive investment risks .

I seem to be too naive to look at reality and don’t understand the cruelty of society, but what’s wrong with being naive, at least I’m not learning to invest and manage money for quick success, I just want to get rid of the troubles of firewood, rice, oil, salt, sauce, vinegar and tea. As for life after early retirement, that’s another It's the story after that.

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