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Middle-aged unemployed ___ full-time job as a rice bug's monthly report 2022.04

Returning to my identity as a rice bug made me feel anxiety, which may be the after-effects of working for a year, as if I should be anxious by birth, and work like a bee until I die, so that I can complete my life. So this year of working as a part-time worker, I completely neglected my body and mind, and I really took my life to fight for some unknown reason. Always in a state of anxiety and pretending to be cheerful, and also enlightening colleagues and providing experience. When I get home, I don't even have the strength to eat and lie on the ground.

I haven't paid attention to the previous asset distribution for a year. I think the freedom of wealth is a choice. As long as the heart is free, the wealth will be free with the heart. When I was about to leave, I restructured my passive income.


Data at the end of March
  • The part of the bank interest is because Richart and Bankee have no preferential exchange rate, so I started to slowly move the money out of Richart. Bankee was doing random things on the Internet, so I needed to find a day to go to the counter to open the transfer function (I don’t want to. Trouble is far away). Line Bank pocket deposits have been added, and Line Points have also increased, which is a subtle feedback. At present, it is mainly easy and simple for Yongfeng big households. But how long can the advantages of digital banking last?
  • RMB time deposits and structured deposits are my main source of passive income. I have to say that the exchange rate is really good, but I don’t want to exchange RMB back, so I will invest in short-term wealth management products such as structured deposits to pay interest every month. Interest rates are around 3.5-4%.
  • At present, there are two fixed deposits due , and I still don't know what to do with them. The interest rate is very low (it can't be seen from the time of the fixed deposit).
  • The US dollar savings insurance has expired in two or three years, and it is now being put away. When I bought it, the interest rate was fixed. I don't care about the exchange rate, anyway, let him continue to grow up there.
  • The interest rate of solar panels last year surprised me a little. My solar panels started to operate and generate electricity in May-June last year. Maybe because it didn't rain much last year, only half a year's data is available. The average annual interest rate of solar panels has 11%, originally regretted that it was stupid to buy this because the principal (the money to buy the solar panel) is gone forever, but now I kind of want to buy another one or two.
  • I don't have the popularity of virtual currency with NFT, I only get a small profit from the fixed deposit and lending of stable currency. But now the interest on stablecoins has also shrunk. I don't know why I'm a little bit repulsive of NFT, maybe because of the part-time job-related industries, my vision is still very narrow, and I can't see the future trend. In the digital age where virtual behavior and results are more valuable, I still want to know what I have to do with death and sadness distance. Will death and sadness be converted into NFT sales one day?
  • In March of this year, I started to buy stocks out of boredom. At first, my sister was surging in the market and then quickly retreating. My friend's father reported me a few stocks. I have never bought it. Now it doesn't matter if I think about it. . If you get dividends later, see if you want to continue.

Overall, the passive income that can be used last year is about 1,000 Taiwan dollars more per month. Even paying my health insurance and national pension is not enough. Should still not be properly allocated.

But does it take so much effort to be a rice bug?

Anyway, I don't need to eat much now (except for taking medicine and Ansu/Quaker's meal to stay alive), so I take a nap with my cat and bask in the sun, hoping to make my immune system better first. It never occurred to me that in addition to gastroesophageal reflux and depression, there are also immune system problems in this life, which are very lethal. I almost kept wanting to die under the pain and pressure of my body.

I hate my past and I have no future, and every day is another day.

I am not free yet.


body and spirit

Everyone, even my grandfather in his 80s, can see how thin I am now and the wounds caused by the immune system. However, I have gained weight after taking a week off recently. People say that I am still very thin, but I don't think so.

This part-time job has allowed me to re-experience how annoying I am and the negative results that result from doing my best forever, but now I don't even have the strength to hate myself, how much value do I still have? A friend came to me to take a case, and my supervisor had recommended me for a job vacancy a long time ago, but I couldn't afford it.

is my problem. When will someone tell me and ask me how is everything? It allows me to cry uncontrollably and without any worries. When I can rest, I can really sleep peacefully and sleep freely all the time.


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