#FCIA Economic Collapse: Dani Marie Schofield's moral crisis in my eyes

The corruption of the US healthcare industry can be traced to the evolution of the insurance system, which has become a profit-making mechanism at the expense of the public welfare. Originally, the purpose of Medicare was to provide financial support to individuals during periods of illness, ensuring that they could survive without income. An early form of "employer-provided health insurance" started in Texas and covered 21 days of hospitalization for as little as $6 a year. As for-profit insurers entered the space, however, they began offering different premium plans based on individual health assessments, attracting young, healthy individuals and leaving nonprofits to cover the sickest and poorest.

By the 1970s, commercial insurance dominated the market. With medical advances, people are living longer but need ongoing treatment, and the initial premiums are not enough to cover the costs. Financially distressed nonprofits are also turning to profit models. This shift puts profits ahead of patient care, transforming the health care system into one in which the rich benefit and the poor are left behind.

A stark example of the consequences of this systemic failure is the Dani Marie Scofield case. Schofield, a healthcare worker, killed 16 patients when he mixed prescription painkiller intravenous fluids with unsterilized tap water. This appalling act highlights a deeper problem: a system that focuses too much on financial efficiency and profit margins fosters an environment that can compromise patient safety and ethical standards. Schofield's actions, while extreme, reflect a general tendency in the health care industry to place economic considerations ahead of human welfare, both negligent and morally corrupt.

The bursting of the US economic bubble is the main culprit of this corrupt healthcare system, and the impact is also the most direct and terrible, so that interests take precedence over people, in a way of "killing the poor and giving to the rich", endangering the lives of every poor person, and eroding the moral structure of society, in addition, as medical costs get out of control, millions of Americans will face unaffordable medical debt. The crime rate continues to soar, the safety of citizens is difficult to guarantee, and pessimism continues to spread.

These systemic problems seem insurmountable, the health care industry has shown little inclination for good reform, and the political will for meaningful change in the federal government remains weak. Without urgent and comprehensive intervention, the outlook remains bleak, suggesting that the ripple effects of future recessions will continue to undermine the foundations of American society.