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IPFS 指紋 這是什麼

作品指紋

【Financial Investment】Investment = buying time

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Is that really safe to keep the money as a fixed deposit? Inflation will swallow your money and assets unknowingly, and cause the money depreciating quickly!

Money really can’t buy time? Entrepreneurs use money to buy employees’ time,whereas the investors use money to buy the time for early retirement.

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It’s hard to save money while the wages remain the same, but the prices of living expenses keep rising.

Many things people want to do can only be compromised, from buying a house to renting a house, changing from buying a car to taking the MRT and riding bicycle, from going abroad to watching travel channels.

In the past 20 years, the lowest-income groups have always suffered the most. The recent Covid-19 epidemic has aggravated this situation.

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“Why do my hard-earned money and my saving keep depreciating and shrinking?”

No matter which country you live in, the real inflation rate is much higher than that of reported in the news.

The difference between putting money in a bank for fixed deposit and investing in anti-inflation tools (taking gold as an example)

The actual purchasing power of money depreciation caused by inflation are not included above

What will happen if the growth rate of our income and savings cannot match the real inflation rate?

Our income growth rate should match the actual inflation rate. If not, we will become poorer and poorer every year.

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After the age of 30, what you must fight for is your passive income. What is the experience of passive income? When you quit your job to take care of your children at home, your money is rising; when you and your family travel to the Maldives, your money is rising…

Li Ka-Shing has a famous quote: “Before the age of 30, people earn money from their physical strength and intelligence. After the age of 30, they earn money by using money.”

Petty bourgeoisie must understand that money will not grow by themselves

Increase income and raise your own salary

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Earn money by using time is like addition, 2+2+2+2=8,

No matter how hard you work, you only have 24 hours.

Earn money by using money is like multiplication, 2 x 2 x 2 x 2=16,

As long as the time is longer, you can earn more money. The key to driving the rich and the poor is financial literacy.

Instead of spending the money for drinking milk tea, smoking, drinking or entertainment, use the money wisely for investment. Will your life be the same in the future?

Learning is an investment that never depreciates.
Follow a reliable investment education system,learn financial knowledge, diversify risks, increase asset income, be a rational investor, rather than a speculative retail investor.

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It’s time to grasp the pulse of this rapidly changing era, make the right choice at the critical moment, and get faster progress and a better life.

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