How to consume downgrades gracefully

Does the title mean I'm going to write minimalism? Minimalism is impossible, after all, there is still a vigorous material desire.

Now almost no one is discussing the evil of consumerism. I am afraid that since the epidemic, everyone's direct consumption has been downgraded.

After years of immersion in consumerism, I have figured out a set of passive resistance methods with graceful postures. (Not guaranteed to save money after reading

Let's first take out a wallet and examine our previous spending splendor. If you are afraid to look at it for fear of shocking, just skip the previous link and go to Inputs and Expenses. After feeling the exaggerated ratio between the two numbers, take a look at whether the balance is a deficit or black.

As long as it's not moonlight, there's still salvation...

The most popular ways to save money are:

1. Take the envelope bag and put the monthly income in different envelopes according to the proportion and category. For example: an envelope for the money that can be spent on meals, and an envelope for the money that can be spent on cosmetics

2. Take a bank card that is not bound to Alipay and WeChat, and transfer some money as soon as it comes in. Then quickly forget about it (it turns out that every day after depositing, I will think about the money in this card

3. Buy funds/fixed deposits. Yu’e Bao is actually a type of fund. For other types of funds, it is recommended to do your homework or find a professional to operate it. If you do it properly, you can not only save money, but also watch your own money have children (if you can hold back and spend it)

If it is moonlight, go back to the first, second, and third points to repeat the operation

Careful planning is not called squeezing!

The most important issue of spending is proportion. I have seen too many people who are not good at managing expenses. The moonlight family is the next best thing. Some people even spend 20,000 yuan a month on their expenses, but they actually only have 5,000 yuan a month. Knowing the proportion of other people's expenses, you can feel whether your consumption status is too crazy...

Baudrillard's "Consumer Society" didn't even wake me up, but Fire taught me. I heard that the number of ruthless characters that can be saved in a month is quite considerable... It is quite impressive that he will retire in his 30s.... (Of course, there is definitely a lot of credit for opening up and reducing expenditure.

But as an ordinary person temporarily unable to open source, there is much to be done about throttling in contemporary society.

Urban beauty's daily spiritual and material food: coffee. A cup of coffee from an independent coffee shop a day is worth 30 yuan. Bring your own cup may be reduced by 5 yuan, 25✖️ 30 days a month = 750 yuan. If you do not bring your own cup, 900 yuan. Add a pump of syrup, 1050 a month.

After the calculation, is the tiger body shaken? Not to mention that many people have more than one cup of coffee a day.

Take, for example, the last coffee I bought online. A pack of coffee beans weighing 454 grams for 58 yuan can be drunk for a full 40 days. The cost of one day is 0.12 yuan.

No wonder the math teacher always asked us to figure out how to save water in the pool when we were in school! How can Xiaohong and Xiaoming save money? Counting carefully starts with math problems!

This is a story of a sheep licking its own wool and turning itself into a sheep

The culprit of the more and more wool is more than enough to make ends meet - the shopping festival. When you get into the habit of placing an order at a discount, whenever Taobao is over 200 minus 20, and over 300 minus 50, you will automatically pay for it.

If you don't control the fingers of placing orders well, you will think that you have saved money in order to make up two hundred things, but you will find that you have become a sheep, and all the hairs that have been smashed from your body before are all smashed by others.

After all the dozens of packages of Double Eleven arrive, the facial cleanser at home will be used until 2028, but the toothpaste can no longer be squeezed but forgot to buy it?

The root cause: I don't remember what I hoarded before

Stock up on sanitary pads. Cosmetics, especially skin care products, are best not to stock up. Because they all have a shelf life, their expiration and spoilage are usually not immediately obvious. The skin care products that have just left the factory have the best effect, and the effect becomes worse and worse the longer it is from this day. So instead of stockpiling, spend your money on items with a fresher date.

Instead of stocking up on big shopping festivals, it's better to buy a product or two that you've been looking at for a long time but can't bear to buy.

If you can't keep stocking up, it will take up expenses when you use it to stock up consumables. The frequency of discounts on high-priced products is much lower than that of daily necessities. It is the kingly way to spend this expenditure on products that have been targeted for a long time.

Once stockpiled, usually

1. There are already a lot of this stuff at home.

2. After the unit price is restored, the high-priced products are far away from you.

3. If you stock up and buy high unit prices, your credit card has exploded.

here comes the point

According to legend, Westerners have an ancient consumption technique: divide what you want to buy into want and need

Practice has proved that due to the excessive cutting and the large price range difference, the expenditure cannot be effectively controlled in the end.

This method was modified by me: Re-examine your expenses. View and record the type and quantity of purchased items not by amount, but by time.

🌰: How many pairs of sneakers, how many skirts, shirts, t-shirts did you buy this summer

Before planning to buy something, open the memo and swipe and feel guilty easily! Not only can you plan your shopping better, find that you buy too many T-shirts in summer, you can buy other ones, but also help you distinguish what you really want and what you need.

Buy less, buy better!

Don't easily enter the pit of separation

Don't start throwing things lightly, if you start throwing things without good planning, it will only turn into throwing old things to make room for new things.

The nemesis of IQ tax - popular science

As the saying goes, being good at discernment is the first step in choosing. Since I read popular science, the frequency of being cut leeks has been greatly reduced... (of course, the sickle is something that mortals such as me can't avoid). Since the introduction of popular science, it has perfectly avoided the dayson vacuum cleaner, mite removal device, and antivirus spray blah blah blah, which are used to collect public IQ tax. Nor would I spend a lot of money on facial cleansers, or buy a bunch of chemical sunscreens that might stay in my body for 20 years!

Our slogan is: only buy what is right, not what is expensive. After all, if you've been obsessed with consumerism long enough, or have worked on open markets, you know that most needs are created and nurtured...

Pick right one

After reading the popular science, we don't have time to choose the products one by one, so the blogger still has an irreplaceable role.

After all, as people who have experienced a lot of battles, they can efficiently filter out a large number of products, and then you can make a second selection from the things they recommend. I will often know some side-streets of shopping, so it is necessary to pay attention to bloggers.

After reading popular science, pay attention to bloggers with the same philosophy. But don't put it in the common grouping, especially the bloggers who focus on beauty shopping, after all, they are recommending new things 365 days.

I often see that they will continue to trigger your material desires, put them in the shopping group, and look at them after buying something. It is enough to leave some recommended bloggers with infrequent but more sophisticated bloggers on the homepage.

Put the selected items in the shopping cart, and buy them after ten days and a half months. I really want to buy things that I want to buy for ten days and a half months, and I want to throw away things I bought on impulse in less than ten days and a half months after putting them at home. especially clothes

To sum up, the correct shopping posture is:

Save money, stock up, save expenses, watch popular science, watch bloggers, and mattresses (if you have coupons, you must remember to search on the net red