[Quotations from Yan Shi] Faced with the helplessness of those who owe money and do not repay...

Yan Shi said: "I 'd rather be a cheapskate than a debt collector!"

When I was young, I was very afraid of being regarded as a cheapskate. It seemed that once this label was affixed, I would immediately become an object of exclusion. But as I get older, more and more people watch, more money is owed, and more and more people around me are owed money and refuse to pay it back... Now I really feel that cheap people don't hate it, when you have to be cheeky and follow It's really disgusting when people collect debts!

One of my comrades, his friend borrowed tens of thousands of yuan from him a while ago, but he still hasn't repaid the money on the agreed repayment date. The comrade didn't care because of his friend's affection. Last month, he paid another 5,000 yuan to exchange five times the coupons with him. But just in the past few days, his colleague left for some reason and fell into an economic crisis. He had no choice but to ask his friend to pay back.

Well, if you want to get the borrowed money back, at least get the five-fold coupon first, and you can still make ends meet. Unexpectedly, he was dodging again...

The more he thought about it, the more angry he became. He remembered that he could drink tens of thousands of yuan of wine in the previous night's wine bureau, but he maliciously refused to pay back 5,000 yuan. In addition, his life was so embarrassing - in desperation, he called frantically. , sent the message to the friend, and the tone became stronger and stronger. In the end, the person who owes money simply does not return the call, and the message has not been read back, causing Shenyin.

Today, losing a friend is not a problem, the person who borrowed the money is devastated and is about to die; the person who owes the money is the old god, and the wine situation is still the same. Does this... make sense?

Another big guy around me who was owed money was my cousin. A few years ago, a relative of the same generation who had a good relationship with him borrowed more than 200,000 yuan for investment, and during that period, he successively borrowed nearly 100,000 yuan to pay rent, buy mobile phones, etc. After several years, he had no intention of paying it back, and he didn't mention it when we met; my cousin was not short of money at that time, and at the same time, he had the good intentions of helping relatives and didn't care too much.

It was not until the year before last that my cousin asked him for money because of a family accident. But the relatives who owe money saw that the money was coming, and their expressions changed. However, at the same time, we found out from his social networking site: he bought both a car and a house...

Later, his cousin forced him to be in a hurry, so he had to reluctantly pay back 5,000 a month. However, in less than half a year, the 5,000 will be automatically reduced to 3,000 or 2,000 this month, and if he is not urged to pay it back, he will never pay it back on time. The last time I asked my cousin about his repayment status - it has been delayed for nearly two months!

Now, the information exchange between my cousin and him has long ceased to gossip like before, and the only conversation left is "Have you remitted this month?" There are still 60 months left to spread similar messages to collect debts, and I feel very painful.

I originally wanted to share my tragic experience, but no matter how tragic it was, it couldn’t be better than the first two, so I’ll skip it for now.

" It's been a long time since I've borrowed this money. Of course it's mine. Want it from me? That's cutting my flesh! " Reluctantly.

In short, my current principles are:

 Small money is borrowed according to the situation, and big money is not borrowed regardless of relatives or acquaintances. You call me a "stingy", I admit that we are still relatives and friends after your emotions are over; but if I borrow money from you and I have to become a "debt collector" in the future, not only do you see me as disgusting, but I also see myself as disgusting. Hate it, why bother?