Insurance Notes: Myths of Epidemic Prevention Policy (3)

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With the ups and downs of the epidemic over the past year, I believe that people have been able to talk about the "epidemic prevention policy" from Xiaobai more than a year ago to now. Recently, the Omicron mutant virus strain is raging around the world. One member is naturally not immune. In addition, the Lunar New Year is approaching. As Chinese people, they all want to go home for the New Year. The traffic flow between the north and the south will inevitably increase the risk of transmission.

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Referring to my previous article " Insurance Notes on Epidemic Prevention Policy Myths (1) ", the Taiwan-made epidemic prevention policy that triggered the "500 Rebellion" last year costs as little as 500 yuan in premium, and will pay 100,000 yuan as soon as the quarantine notice is received. It will expire at 12:00 midnight on the 25th. It is determined that there is no way to renew the insurance. Will Taiwanese companies renew the relevant epidemic prevention insurance policies? According to the spokesperson, it is a pity that it is not certain whether other related epidemic prevention policies will continue to be launched.

However, there are already a number of epidemic prevention policies on the market to choose from. At the moment when the local epidemic situation is tense, there are local confirmed cases almost every day, so people are busy buying epidemic prevention policies. Among them, Hetai Property & Casualty Insurance launched in January The epidemic prevention policy that demands "100,000 compensation for isolation and 50,000 compensation for confirmed diagnosis" - the zero-compensation project for new epidemics, has attracted the most attention. Delisting within 11 days is known as a "shortest life policy", and Hetai Property & Casualty has also decided not to introduce new product combinations for the time being, "but the rights of insured policyholders will not be affected."

Simplicity and ease of use are one of the factors that make anti-epidemic insurance policies popular. People have long been tired of long insurance clauses that they cannot understand. The easy-to-absorb graphic DMs and catchy features are often the selling points. The main reason for attracting the attention of policyholders is that various property insurance companies have differentiated their own insurance products. The following are the characteristics of each epidemic prevention policy compiled by the Business Times for you. Please compare by yourself.

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Epidemic prevention policies have been popular among insurance products in the past two years. For insurance companies, when the epidemic situation is still severe at this moment, they are still launching affordable epidemic prevention insurance. The main reason is to expand the customer base . When you are quarantined, you can get 50,000 yuan, which is the upper limit for the insurance industry to fully bear the risk of claim settlement. In addition to 50,000 yuan, you also need to pay attention to the items and scope of claims settlement . The general principle of getting what you pay for will not change.