Minority shareholders receive dividends

As a small shareholder in the sea of shares, the most anticipated event of the year is the day of dividend distribution. From a very early time, I have calculated in my mind the expected number of dividends and the overall yield rate and other values. , and can't wait to receive paper dividend statements from various companies.

What can our minority shareholders do in advance before the dividend is received or even announced.

Calculate your own expected dividends

Before buying a deposit-type stock, I will pay attention to the company's dividend policy over the years and observe the relationship between annual revenue and dividends. Taking the common deposit 2886 Mega Gold as an example, his dividend Basically, the annual EPS is discounted by about 80% to 70%, so when the company announces the revenue report for the whole year of last year, it can estimate the rough dividend amount .

However, it is still mainly due to the final decision of each company. After all, there are different capital plans every year. Maybe if you want to use the surplus to invest in new plant equipment this year, the dividend will be less, or the revenue this year is not as expected, but you still take In short, the retained earnings distribution in the past is basically not much different from the expected amount, and the rest will be decided by the board of directors.

Whether to participate in ex-dividend

If the dividend amount has been announced, and even the distribution date is scheduled, then we stockholders will no longer have to speculate about dividends and dividends, but the next question becomes whether we should hold shares and participate in ex-rights dividends. Earning dividends is our goal of course. One, but before the ex-dividend, there is often a period of rising market , and the benefits earned by the spread sometimes exceed the allotted dividends at all, making people feel itchy and hesitant whether to simply sell to earn the spread.

In addition, some people are worried about the "discounted interest" situation after ex-dividend, that is, the stock price after ex-dividend, not only did not rise back to the price before ex-dividend, but also fell all the way. It is exchanged for the value of their own stocks, and there is no real profit at all. Therefore, some people choose to clear before the ex-dividend and wait for the low point after the ex-dividend to be recovered, so they do not have to be afraid of the occurrence of discounted interest rates.

Furthermore, if the dividend of a single stock reaches more than 20,000, the second-generation health insurance supplementary premium must be paid , and the rate was also increased from 1.91% to 2.11% last year. The only good thing is that I don't currently meet such a dividend threshold, and I don't have to worry about tax issues.

Dividend use planning

After deciding to continue to hold the stock until the ex-dividend, you will be able to get the cash dividend that has been waiting for a whole year, but the matter is not over, the real test will begin. It's worth thinking about. Everyone has unique ideas and practices. There is no good or bad. I also have my own style. I will share it with you if I have the opportunity.

Summarize

Counting the stocks that I have accumulated bit by bit and calculating the small dividends is the driving force for me to continue investing, telling me that I am moving towards the road of financial freedom. Even if it is still very far away, it is not impossible. From the annual dividend statistics, I know that I am closer to my dream.