Why doesn't compound interest feel like it exists? - Big environmental impact, everyone wants to get rich quick

Tired from work and high living expenses, most people hope that they can rely on buying lotto and other windfalls so that they can break away from the social class and move towards wealth freely. Or you fancy a certain stock and hope that it can increase tenfold in a year, and you spend a lot of time studying the stock market and virtual currencies that fluctuate greatly, but the market is not a place where you will earn more money if you study hard. The principal is only 100,000 yuan to earn 10,000 yuan, and the rate of return is 10%, but the return rate of 1 million to earn 10,000 yuan is 1%. Which is easier to achieve, 10% or 1%?

The overall market annualized rate of return is 6 to 7%, and some digital banks have a 1% interest rate for active savings (less than 500,000 for large Yongfeng households). It is really not easy to achieve an annualized rate of return of 10%. (Actually, you have to earn 10,000 yuan in a short period of time, and it is faster to improve yourself and raise your own salary)

Investing not only depends on the rate of return, but also on the personal savings rate. Maybe you may be the one who buys what you buy, but for most people, wealth accumulates slowly over time.