June is the season of mangoes in Aiwen, Pingtung. The fragrant and sweet mangoes attract people to buy freshly picked mangoes online, but some people are deceived by more than ten thousand yuan!

Reference News: New method of fraud! Woman deceived 190,000 online mangoes

Next, the anti-fraud expert will introduce several common mango online shopping scams and their methods.

That way, next time you meet, you'll know how to identify it!

Mango online shopping fraud method 1. Facebook fake store helper

Many mango farmers have used Facebook as a sales platform in recent years. Searching for "mango" on Facebook, you can see a bunch of clubs and fan pages that produce and sell their own fruits .

The fraudulent group took the opportunity to leave a message in the name of " personal " under these fruit farmers' articles, pretending to be a helper in the store , and asking the buyer to privately message him. In fact, this person is not a relevant person in the store at all.

After the private message, this fake mango editor will ask the buyer to fill in the online ordering system order

This order form is actually fake, it's just used to defraud people's personal and credit card information

Defrauding personal information is not enough, this fake editor will continue to ask buyers to provide " text message content ", and this text message is actually that they are holding the credit card number you just gave, the security code on the back, the expiration date, etc. After the information is stolen, the verification message sent by the bank system automatically

The other party will lie that they want to confirm the order for you, but if you really give it, then the other party will swipe the card successfully, and it is your card!

There have been many victims who have been stolen and brushed tens of thousands of yuan.

How to Identify Fake Store Helpers

1. General fruit grower sellers will not ask for a credit card

Ordinary fruit farmers usually operate on their own online small books, and they will not open the credit card function with the bank. Therefore, according to the statement of the fruit farmers on Facebook, their payment methods are usually:

• Home delivery by transfer (please inform the last five codes or provide a screenshot after transfer)
• cash on delivery
• Credit card/transfer payment via e-commerce platform (e.g. Shopee)

2. Confirm with the seller's official account

At present, the fraud groups that have private messages to the public all use the name of " individual ", that is, the general name. There is no special name on which mango or the name "mango is produced and sold by itself" next to the name.

And the real mango farmers on Facebook also stated: They will only reply to messages with their fan pages, not in their own name.

So if someone privately messaged you about buying mangoes and claimed to be an editor or a helper in the store, you should check with the official fan page first!

What if I have provided credit card information?

If you find that you are in the same situation, and you have given a credit card, you must call the police immediately. If you are sure to dial 165 within the "golden 30 minutes", you can also activate the deposit and deduction , and the police will notify the recipient financial institution. Directly deduct the incoming money and freeze the recipient account of the fraudulent group for 24 hours

If you have been cheated for a while, in addition to calling the police, you should also notify the issuing bank as soon as possible, tell them what you have encountered, and activate the card suspension to reduce losses

Mango online shopping fraud tactics 2. One-page shopping website

All along, all kinds of popular products have been used to make one-page shopping scams, and of course every seasonal fruit is no exception.

Last year, people saw on Facebook that a website was selling dried mangoes at a discounted price (miracleli[.]com). Consumers thought they were buying dried mangoes from Fangshan Township, Pingtung, but they turned out to be from Fujian, China. dried mango

The pictures even misappropriated the photos of Pingtung County magistrates Pan Mengan and Qingnong, and the magistrate himself quickly warned everyone on Facebook not to be caught in the "dried mango one-page scam"

How to spot one-page shopping scams

1. Simplified characters or typos

One-page scams are sometimes typos because of the low cost of production and the need to take into account the consumer experience and brand image unlike real brands

Or the website is not made by Taiwanese at all, so the simplified characters appear

As you can see in the dried mango one-page scam, his Facebook post even mistyped Fangshan as Fangshan

2. No SSL certificate

The easiest way to check whether there is a web page encryption (SSL) certificate for a URL is to see whether the URL starts with http or https . If it is https, it means that there is an SSL certificate. If not, it will only be http. If you use a computer to open it, it will directly display "safe" or "unsafe" in the part of the URL.

In recent years, the web page encryption (SSL) certificate service of the website has become an important indicator of e-commerce. If it shows " safe ", it is a more reliable e-commerce company. Generally, personal websites or blogs do not attach so much importance to SSL, but corporate image websites , E-commerce website must be used. Furthermore, if an e-commerce website does not apply for a web encryption (SSL) certificate service, it is not actually a qualified website.

3. Limited Time Offer

Usually in addition to big discounts, they will also propose "limited-time specials", which makes you feel like you can't get it if you don't grab it now, and some will write a few groups left... sales groups... These are all ways to attract you to buy, think To fool you without time to think

4. Only cash on delivery

Now online shopping usually provides a variety of payment methods, online credit card, online transfer or just use other payment apps. One-page shopping usually only gives a single payment method, the most common is only cash on delivery.

Consumers think that cash on delivery seems to be more secure, but in fact, cash on delivery has no way to protect consumers' rights, because when you receive all the problems that arise from the goods, the logistics company cannot help you (they can only be responsible for collection).

Generally, the credit card, supermarket payment and other mechanisms often used in e-commerce require company registration, legal person information, and responsible person information, etc., and will leave a lot of information to the financial institution. Judging by common sense, online shopping cash flow mechanisms such as applying for credit cards and supermarket payment will generate more expenses and be more troublesome. Manufacturers who are willing to operate for a long time will naturally not find it troublesome, and they are less prone to fraud problems.

5. Photo quality is low

Many one-page shopping scams will steal pictures from the real brand, or like this case, steal pictures of celebrities to endorse themselves, and these pictures are usually copied and pasted or screenshots from other websites, so draw quality will appear low or oddly proportioned

6. Check the website in seconds with a fraud prevention expert

Teach you the easiest and fastest way! Just pass the URL to the official Line of anti-fraud experts, and you can immediately know whether the website has been reported as a fraud

Mango online shopping fraud method 3. Telephone fraud with wrong checkout process

If you have successfully placed an order and have received delicious mangoes, you may still be scammed to come to your door

Please keep the following picture in mind, in case you get a call and go through the following process, then you are in a scam!

They will usually pretend to be a store and tell you that the checkout process is wrong, resulting in " double debits ", " divided into 12 installments " or " ordered 12 more boxes "

And said that they will ask the bank to help you confirm whether you have been debited and assist you to cancel

❗️❗️Please pay attention! The other party will call from the same number as the bank's customer service number, but with " +886 " at the beginning, as long as + appears, no matter how similar the phone numbers are, it is a scam!

In the end, they will induce you to go to an online bank or an ATM . You think you are canceling the remittance, but you are actually sending money to a fraudulent group.

For detailed fraud methods, please see: How to distinguish hyper-real phone fraud methods? When a well-known e-commerce company calls to tell you that there is a problem with the checkout process

Comprehensive Fraud Prevention Toolkit:

• Learn More Fraud Prevention Tips: Fraud Expert Blog
• Get to know Fraud Master: Fraud Master Official Website
• Identify fraudulent websites in one second: anti-fraud expert chatbot
• Discuss fraud with everyone: fraud prevention experts - National Anti-Fraud Notification Center