How to prevent fraudulent loans? Analyze the fraudulent tactics and important risks of each channel

【Common channels for loan fraud】

1. Loan Fraud Newsletter

Loan SMS is a recent fraudulent method. This type of fraudulent message will ask the public to add the other party's Line, and use the name of investment and loan to deceive the public to pay.

2. LINE group

Some fraudulent groups will search for people who are "set to open unfamiliar messages" through Line, and fake the other party into a fraud group to conduct fraud; or use a one-to-one chat method to gain the trust of the other party and start fraud, allowing the public to step in step by step. Loan fraud trap.

3. Facebook one-page phishing site

Facebook is full of many one-page phishing websites, which use a few tempting words to attract people; for example, the advertisements for loan fraud will be "easy to borrow", "high loan amount", "low interest rate ", etc. Word propaganda means that people who are in urgent need of money will not spend too much time to confirm the authenticity of the website, and they will be easily deceived.

4. Phone scams

Telephone fraud is the most old-fashioned method. Most of them instruct the public to operate ATM transfers, and a few use loans to defraud. The common point is that fraud groups will use words to deceive the public, so that the other party believes that they are really hooked and transfer the money. Send money to illegal accounts.

5. Advertisements of loan companies

Some private lenders will use words such as "easy to borrow", "guaranteed once", "high loan amount" and "low interest rate" to attract people to apply for loans, but there are many traps behind these words.

6. The rhetorical fraud of the loan company and the text trap of the contract

Many unscrupulous loan companies, in order to deceive the people who come to the loan, will use some words to persuade them to apply for a loan plan with high interest rate. There are also unscrupulous businessmen who play word games on the contract, asking the public to sign the contract, and earn liquidated damages afterward.

(Read on to learn more...)