The most cost-effective way to save money and save money on fuel - Caltex Personal Energy Card/Red Card at least $4.6 off

Near-row oil prices hit a new high in nearly a year. I believe that non-commodity investors will feel it, as long as you have a car. . .

In fact, speeding up and slowing down is an old problem that we cannot solve at this level. In the Budget, the government has greatly increased licensing fees (plus 30% for OnePlus!) and has to eat hard. We must find a way to save as much as possible!

Saving money is more important than making money

But in fact, from the perspective of financial management, saving money is more important than earning money, because to make money, you must bear corresponding risks or pay costs , but saving money means you can accumulate capital without risk and cost. the best way .

If you understand the truth, I suggest you apply for a Caltex private energy card (commonly known as red card ) as soon as possible

How to apply

1. Go to Caltex gas station in person and ask Uncle to carry the red card application form (this is the easiest way, uncle at the gas station will teach you to do it) (look at the nearest you below: https://www.caltex.com /hk/en/find-a-caltex-station.html)
2. Download the application form online (website link: https://www.caltex.com/hk/zh/motorists/products-and-services/caltex-starcard-for-drivers.html)

needed file

1. Food slips for the last two months
2. Copy of ID card
3. Proof of address
4. copy of card book

Special Features

1. Two and a half deductions per liter ($2.50) (unlimited days)
2. You can use gas coupons at the same time (the main difference from other cards, general discount cards cannot use gas coupons at the same time)

If the above two discounts are used at the same time, I have tried a maximum of four four silver coins ($4.4) per liter of gasoline, which is much higher than the current gas station discount of up to two eight silver coins ($2.8) on certain days.

The calculation method is shown in the figure below (calculated based on today's oil price)

How to get fuel coupons

Go to a certain shopping mall to spend, and the shopping mall will help you when the parking discount is complete. There are many times when you politely call a sister to help you, and she definitely doesn't mind giving you a few more fights! Don't be ashamed of a man and an old dog!

How to make money (personal experience)

Different from other discount cards, every time you use the red card, you won't be laundering instant cash/money credit cards, and you will receive a monthly statement every month, which will be debited directly from your pre-registered bank account. But if you pay directly with your credit card before you debit it, Caltex will not debit your bank account any more . That is to say, if you use your credit card to find the number of your monthly statement, it will take up to two months for the money to leave you from the time you enter the fuel meter . You can earn credit card rebates by directly debiting the credit card from the bank. [Extremely condescending]

in conclusion

In addition to the two six silver coins per L level, if you remember Robert Kiyosaki, the author of "Poor Dad Rich Dad", we can't get the money overdue to avoid being fined, but we must have a long delay. Find a number, because if you have a way to add value to the money that you should be looking for before you find it, this is the best way to manage money. This one is also the key to using the red card!