recent life sharing

I want to share two things today. Speaking of the most recent period, the biggest disaster of the younger brother is the loss of UST, although it is only 1,000 US dollars. But it's all worthless. However, my introduction about mirror and anchor protocol on the Internet will not be removed. Wrong is wrong. These mistakes are well reminded of my mistakes and lessons by their existence in my article records. And if someone does follow and lose money, I'm really sorry. I also lost.

Investing in cryptocurrencies is high risk. And the stupidest thing is to invest in tools that are inherently dangerous and pretend to be safe. This time is exactly a lesson. In the past, when I was in the stock market, because there were regulatory agencies and government systems, although there would always be stock crashes, currency (HKD) crashes were rare. I probably have to avoid stocks that will drop 90%. And this UST/LUNA incident. It is to ignore the operation and essence of UST...and lose money.

Since it is high risk, it is good to treat it with a high risk mentality (hype, relying on profit and not greed for interest).

I still need to put a lot of effort into the research of cryptocurrencies...

The second thing is green bonds. Originally, the market was rumored to earn about 200 per share (about 1,000 yuan for 5 lots). But in today's dark market, it fell below the IPO price (100 yuan lot).

In the past I-BOND listing, the listing will rise to 103-104 yuan (100 yuan IPO, 100 shares per lot). Earn 300-400 in one hand. In each draw, you can only hit 2-3 hands. And if you use a securities firm, there are often interest-free margin offers. That is, with 5,000 yuan, you can draw 5 lots (worth 50,000) of I bond.

Maybe everyone was overwhelmed by previous I-BOND victories. I always thought I won the money and then went to draw. But this time it happened to pass the IPO price in the dark market. Since most people draw -4-5 hands, in other words, most people's 40,000-50,000 will be trapped.

However, green bonds are not like stocks. When the green bonds mature in 3 years, the Hong Kong government will recover them at 100, plus a one-time interest in the first half of the year (guaranteed 2.5%). In fact, they will not lose money. It's just that you can't use it to make quick money. At least better than UST regularly.

And this time the green bond wears the IPO price is actually a harbinger. Just before the green bond was cut off, the listed I Bond fell below the IPO price of 100 yuan.

This means that under the interest rate hike cycle, people would rather lose money and sell I Bond to find a higher-interest investment vehicle. I bond is not a good choice for investors.

And my wife did not take green bonds because I Bond fell below 100 yuan. She has foresight, haha.

This time, the government does not deliberately create an environment to attract people to draw green bonds.

This time, the government is not protecting the market, and preventing people from making money on the first day of listing is believed to be forcing people to sit for a long time to collect interest. After all, Hong Kong is a capitalist and the issue of immigration happens every day. Now there's no reason for people to make quick money. Better to trap you some money in Hong Kong. Keep money and no one.

Of course, the poor atmosphere in Hong Kong stocks is also a major factor. There is no atmosphere to hype.

In the end, after these few weeks... or the old-fashioned saying, travel light and remember to escape. In today's world, saving your life and saving your cash is the most important thing.