小K
小K

小K身為一個90後,當然希望可以靠自己白手起家,所以由大學時代開始就一直不斷睇有關投資的書 Blog:littleksroad.com

Is it okay to apply for a credit card? ︱ Little K's investment and financial management

After reading this credit card story, do you think credit cards are very convenient? Of course, behind the convenience, there are still some disadvantages. It can be said that a credit card is actually a double-edged sword.


Credit card is one of the ways of loan, and it is also a relatively common way of loan. Friends who have tried to forget the card number should know very well that overdue fines and interest are not a small amount.

The helpless thing is that human consumption desires are always endless. Continuing consumption here, forgetting to repay there, the fines and interest in the middle will affect your financial situation in the future.

If you are the kind of person who often forgets to find the card number, unless you can find a way to get rid of this bad habit, Xiao K still recommends that you do not use credit card loans unless necessary!

【Personal website】

Join the Little K Telegram group to get the latest news: https://bit.ly/littlekxtelegram

Follow Little K IG: https://bit.ly/ig-littleksroad

Little K's personal website: https://littleksroad.com/

Food Sharing: https://bit.ly/littleksroadxfoodie

Life experience: https://bit.ly/littlekslife

Passive Income: https://bit.ly/littlekxincome

【Cryptocurrency】

20% discount on Binance virtual currency exchange fees: https://bit.ly/3iP5vyo

FTX exchange 5% permanent fee-free: https://bit.ly/ftx-pro

Get $10USD and buy your own permanent domain name: https://bit.ly/3E6gYER

【Cold wallet recommendation】

Safepal cryptocurrency cold wallet, 30% off for a limited time: https://bit.ly/littlekxsafepal

French Ledger series, the world's best-selling cryptocurrency hardware wallet: https://bit.ly/littlekxledger

Coolwallet Pro, a cold wallet for safe storage of cryptocurrencies and high interest rates: https://bit.ly/coolwallet-pro

The highest specification hardware wallet--Trezor: https://bit.ly/trezor-coldwallet

【Passive Income】

AAX 7-day regular 60% annual interest rate: https://littleksroad.com/littlek/2808

Interest collection platform NEXO up to 12% annual interest rate, receive $25 BTC welcome: https://littleksroad.com/littlek/2900

BlockFi Deposit to receive up to $250 BTC Welcome: https://littleksroad.com/littlek/3251

Join the metaverse digital asset platform WhaleFin to claim your $25 BTC new user exclusive benefits: https://littleksroad.com/littlek/3007

Use your computer to mine and automatically earn USD income (no graphics card required): bit.ly/loadteams

Become a Youtuber and earn extra income: https://littleksroad.com/littlek/2215

Join Potato Media, write articles, like, comment to earn extra income (100 points for free): https://littleksroad.com/littlek/3376

【stock】

Webull Hong Kong stocks and US stocks have zero commission, and send stocks for a limited time: http://bit.ly/webull-littleksroad

The best choice for IB to exchange foreign currency with zero spread: https://bit.ly/3GfEfor

Open an account with Futu Niu Niu and get one Apple stock & free commission forever: https://bit.ly/futuxlittlek

TradingView sees orders, draws lines, and selects stocks, all in one software: https://bit.ly/tradingview-graph

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